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Building Wealth, Creating Opportunities and Guiding Smart Decisions for over 19 Years.
I firmly believe that purchasing real estate is far more than acquiring a property—it is one of the most critical financial decisions a person or family will ever make. That is why my focus has always been delivering honest, strategic, and experience-backed guidance.
For over 19 years, I have helped buyers, investors, and families navigate the Florida market with clarity. As a licensed Florida Real Estate Broker, my approach extends beyond locating properties; I empower clients to make sound decisions that expand their wealth and secure their long-term financial goals.
Over the course of my career, I have managed brokerage operations, led high-performing real estate teams, and mentored over 250 agents. This background—combined with deep expertise in both market dynamics and mortgage financing—allows me to anticipate scenarios, identify opportunities, and lead clients seamlessly through every phase of the transaction.
Today, I specialize in advising domestic and international buyers across Central Florida, Tampa Bay, and Ocala. My deep understanding of mortgage financing options enables me to align loan programs with each client's specific objectives, ensuring a structured and financially sound purchase.
My track record has been recognized by the National Association of Hispanic Real Estate Professionals (NAHREP), naming me twice among the top-producing Hispanic agents in the United States. However, my most meaningful metric of success remains the trust hundreds of families have placed in me during pivotal financial milestones.
My role is not merely to sell properties, but to educate, guide, and equip my clients to make decisions with absolute clarity and long-term vision. Through transparent, personalized, and strategic advice, I help you capitalize on opportunities and build lasting wealth with confidence.
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How to Buy a House in Florida from Puerto Rico
Buying property in Florida is one of the most important financial milestones. However, beyond location, price, or physical inspection, there's an invisible element that defines the true security of your investment: the property title.
Property Titles in Florida:
Complete Buyer's Guide
In Florida, the legal structure of a property title determines financial control, inheritance rights, and estate protection. This legal choice dictates the precise distribution of ownership interests, the feasibility of immediate post-mortem transfers without probate proceedings, and the legal restrictions or protections applicable to primary residences versus investment properties.
Schedule a personalized orientation call
Every buyer has a different financial situation, goals, and needs. That's why the first step isn't searching for properties; it's understanding their specific situation and helping them define the best strategy for a safe and confident purchase.
During this call we will discuss:
✓ Your goals and the type of property you wish to acquire.
✓ The financing alternatives that might apply to your case.
✓ The requirements and documentation needed to get started.
✓ The purchase process and next steps.
✓ Any doubts or concerns you may have before making a decision.
My goal is that, at the end of the call, you will have the necessary clarity to decide what the best path is according to your circumstances, without pressure and with reliable information.
Please schedule a time that best suits your availability.
I look forward to speaking with you soon.
My Clientes Path to Succes
J. Marrero
I came to Virgen Torres looking for guidance on buying a property in Florida and from the first conversation I understood that their approach is much more than just showing houses.
She took the time to understand my situation, answer each of my questions, and explain the process clearly and simply. I never felt pressured to buy; on the contrary, she helped me understand my options and which decision made the most sense for my family.
Her market knowledge and the way she explained each step gave me great peace of mind throughout the entire process. If you're looking for a professional who truly educates and guides her clients, I wholeheartedly recommend her.
A. Zayas
Before meeting Virgen, we had spoken with several agents, and honestly, we ended up more confused than when we started, completely hopeless. They told us we needed a Florida address, state ID, and to meet a series of requirements that, in the end, were never necessary in our case.
From our very first conversation with her, we felt a huge difference. Her mastery of the process and the confidence with which she guides her clients are evident. She didn't just answer questions; she explained how buying property in Florida really works and clarified each of our doubts with patience and complete transparency. We lived in Puerto Rico and completed almost the entire process remotely. We thought it would be complicated, but it turned out to be much simpler than we imagined because we always knew what to expect and what came next at each stage. There were never any surprises or conflicting information.
What we valued most was the confidence she instilled in us from day one. Knowing we were making decisions based on accurate information gave us tremendous peace of mind. If anyone is considering buying property in Florida from Puerto Rico, I can't think of a better person to guide them through the process.
Fortis Rivera
Buying a house can be a stressful process, especially when you're from Puerto Rico and don't know how many things work in Florida. That's why I'm so grateful to have had Virgen Torres on board.
Even before we arrived in Florida, he began working on our case and helped us move forward with many steps. Throughout the search, he was always available, accompanying us to properties, inspections, and the bank process, guiding us at every stage.
What I value most is that their support didn't end on closing day. Even after we bought our house, they continued to help us with questions about taxes, Homestead, and other important aspects of adjusting to our new life.
Their commitment to their customers truly makes a difference.
A process designed to help you
to make better decisions
Buying a property is an important decision. My commitment is to provide you with the information, strategy, and support you need to move forward with confidence at every stage of the process.
That is why I have developed a work methodology based on six fundamental principles, which allow me to offer organized, transparent advice focused on protecting your interests from the initial assessment to the closing of the transaction.
More than simplifying the buying process, my goal is for you to understand each decision, know your alternatives, and have the peace of mind of knowing that you are making an informed choice.
CLARITY
Honest and educational information.
You understand each decision before you make it.
Verified processes that protect your investment and family assets.
STABILITY
Strategies designed to build real value in the medium and long term.
GROWTH
Total transparency: no fine print or hidden interests at any stage.
ETHICS
I'm with you from the first question until after closing.
ACCOMPANIMENT
Each document, contract, and number was reviewed with professional judgment.